{"id":1583,"date":"2008-08-22T00:54:01","date_gmt":"2008-08-22T08:54:01","guid":{"rendered":"http:\/\/www.krunk4ever.com\/blog\/?p=1583"},"modified":"2008-08-22T00:58:51","modified_gmt":"2008-08-22T08:58:51","slug":"household-bank-credit-card","status":"publish","type":"post","link":"https:\/\/www.krunk4ever.com\/blog\/2008\/08\/22\/household-bank-credit-card\/","title":{"rendered":"Household Bank Credit Card"},"content":{"rendered":"

So a few weeks back, I was reading SlickDeals and apparently there’s a new credit card that may interest you folks: Household Bank Credit Card<\/a><\/p>\n

Household Bank 2% Cash Back Cards<\/p>\n

The Household Bank 2% Cash Back Cards are great for people who need to continue establishing credit with a brand they can trust. These cards offer 2% cash back on card purchases, value and built in benefits you can use every day and everywhere you shop.<\/p><\/blockquote>\n

It’s a credit card with 2% cash back on ALL purchases. Previously<\/a> the winner was Fidelity Investments Rewards Card giving back 1.5% cash back on ALL purchases.<\/p>\n

Of course I only recommend this as a fall back card for all those purchases that don’t qualify for 3-5% cash back and you’re only making 1-1.5% cash back on those purchases.<\/p>\n

At first, I was like great deal, but who is Household Bank exactly. It appears that they’re own by HSBC<\/a>, giving me a lot more assurance of this credit card company.<\/p>\n

You can view more detailed terms and conditions<\/a>:<\/p>\n

You will receive 2% earnings redeemable for cash (with a maximum of $400 annually<\/strong>) on new net retail purchases charged to this credit card. Cash redemptions can be claimed in increments of $25 USD only<\/strong>. Upon approval, you will receive the Rewards Terms and Conditions. <\/p><\/blockquote>\n

$400 cash back annually equates to having to spend $20,000 to max out on their cash back, much more than enough. Unlike Advanta which has capped rewards to $60 annually, which I hit in a month or 2.<\/p>\n

Unfortunately, they’re only starting me with a $2,000 credit limit. I’ve requested a credit limit increase immediately after applying, but I got a post card in the mail that said:<\/p>\n

… we are unable to grand a credit limit increase at this time for the following reason(s):<\/p>\n

THIS ACCOUNT HAS NOT BEEN ACTIVATED.<\/p><\/blockquote>\n

Guess I was a bit too impatient. I got my card and activated it today, and of course submitted a new credit limit increase request.<\/p>\n","protected":false},"excerpt":{"rendered":"

So a few weeks back, I was reading SlickDeals and apparently there’s a new credit card that may interest you folks: Household Bank Credit Card Household Bank 2% Cash Back Cards The Household Bank 2% Cash Back Cards are great for people who need to continue establishing credit with a brand they can trust. These … <\/p>\n

Continue reading “Household Bank Credit Card”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[13],"tags":[277,273,826,278],"_links":{"self":[{"href":"https:\/\/www.krunk4ever.com\/blog\/wp-json\/wp\/v2\/posts\/1583"}],"collection":[{"href":"https:\/\/www.krunk4ever.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.krunk4ever.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.krunk4ever.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.krunk4ever.com\/blog\/wp-json\/wp\/v2\/comments?post=1583"}],"version-history":[{"count":0,"href":"https:\/\/www.krunk4ever.com\/blog\/wp-json\/wp\/v2\/posts\/1583\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.krunk4ever.com\/blog\/wp-json\/wp\/v2\/media?parent=1583"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.krunk4ever.com\/blog\/wp-json\/wp\/v2\/categories?post=1583"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.krunk4ever.com\/blog\/wp-json\/wp\/v2\/tags?post=1583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}